Mortgages for Limited Company Remortgage

When your limited company or SPV mortgage deal ends, remortgaging is your chance to lock in a sharper rate, release equity to fund your next purchase, or restructure the property within your portfolio. But lenders will reassess the whole picture, the company's trading position, your director income, and whether rental coverage still clears their stress test at today's rates.

Our mortgage advisers compare limited company remortgage products across the specialist lender market, including SPV-friendly lenders mainstream brokers can't access, and manage the reassessment and application alongside your company accounts and valuations so the switch doesn't stall your strategy.

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Limited company remortgage rates by equity level

Your limited company remortgage rate is set by your current loan-to-value (LTV), how much you're borrowing against the property's value today. The more equity you've built, the wider the specialist lender pool and the sharper the rates. Use the tabs below to compare today's lowest true-cost limited company remortgage deals across different equity levels.

These tables show illustrative best-buy deals for a typical limited company remortgage. Your own rate and options depend on your SPV, rental coverage and circumstances. Speak to a mortgage adviser for a personalised comparison.

Explore our limited company remortgage resources

From timing your switch before your deal ends, to releasing equity efficiently and keeping your rental coverage above the stress test, we've pulled together everything you need to remortgage your company property with confidence.

How our limited company remortgage service works

Tell Us About You

Share the details of your situation by completing a quick 60-second form. It takes just a minute and won't affect your credit score.

Mortgage Match

We search across more than 100 lenders — including exclusive deals only available through specialist brokers — to find the right mortgage for you.

Meet your Expert

We pair you with your dedicated mortgage adviser. They'll manage everything from start to finish while you track progress anytime in your personal customer portal. No chasing, no messy paperwork.

Our limited-company buy-to-let lenders

These lenders offer SPV buy-to-let mortgages. We compare their company, property and director criteria to find options for your limited-company remortgage.

35+ lenders

Limited Company Buy-to-Let Guides

LTD Company BTL SIC Codes Requirements

Learn what SIC codes are, which ones are commonly used for buy-to-let property investment companies, and why lenders look closely at the company’s stated business activity.

Remortgaging a personal buy-to-let into an SPV Company

Understand how moving an existing personal buy-to-let into a Limited Company or SPV typically works, why it’s often treated as a purchase rather than a remortgage, and the key mortgage, deposit, rental coverage and tax considerations.

How do LTD/SPV buy-to-let mortgages work?

A comprehensive guide to limited company (LTD/SPV) buy-to-let—what it is, how it works, why landlords are moving to company structures in 2026, how to set up an SPV that lenders will accept, how applications are assessed, and whether it's the right structure for your portfolio.

Ready to talk through your limited company remortgage?

Tell us about your SPV, the property, and what you want to achieve, and one of our mortgage advisers will come back to you with clear, no-pressure guidance on the rates and options available to you.