Mortgage Search

Search mortgage products from across the market. Adjust your filters and compare results by lowest true cost or lowest initial rate.

Purpose

Purchase

Remortgage

Mortgage type

Residential

Buy to Let

Property value

Deposit

Loan amount £200,000

LTV 80%

Rate type

Fixed

Variable

Tracker

Discount

Initial rate period

2 Years

5 Years

10 Years

Lender:

Lowest Initial Rate

Lowest True Cost

Lowest Monthly Payment

Sort order: Lowest Monthly Payment

Lender

Rate Type

Initial Term

Fees

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.17%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,189

Interest Loan × initial rate	£862
Repayment Capital repayment	£327
Total monthly payment	£1,189

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,378

Monthly payments (initial) £1,189 × 24 months	£28,538
Capital remaining	£191,740
Valuation fee	£100
True cost	£220,378

Excludes broker fees, legal fees and early repayment charges.

Halifax

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.17%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,189

Interest Loan × initial rate	£862
Repayment Capital repayment	£327
Total monthly payment	£1,189

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Valuation fee	£100
Total fees	£100

£220,378

Monthly payments (initial) £1,189 × 24 months	£28,538
Capital remaining	£191,740
Valuation fee	£100
True cost	£220,378

Excludes broker fees, legal fees and early repayment charges.

Furness Building Society

Includes £1,000 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.24%

Fixed

2 years

2 years fixed

£1,197

Interest Loan × initial rate	£873
Repayment Capital repayment	£324
Total monthly payment	£1,197

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,144

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£105
Telegraphic transfer fee	£25
Other	£120
Total fees	£1,144
Cashback	−£1,000

£220,581

Monthly payments (initial) £1,197 × 24 months	£28,736
Capital remaining	£191,821
Arrangement fee	£999
Telegraphic transfer fee	£25
Less cashback	£-1,000
True cost	£220,581

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.38%

Fixed

2 years

2 years fixed

£1,214

Interest Loan × initial rate	£897
Repayment Capital repayment	£317
Total monthly payment	£1,214

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0
Cashback	−£500

£220,614

Monthly payments (initial) £1,214 × 24 months	£29,133
Capital remaining	£191,981
Less cashback	£-500
True cost	£220,614

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.26%

Fixed

2 years

2 years fixed

£1,200

Interest Loan × initial rate	£877
Repayment Capital repayment	£323
Total monthly payment	£1,200

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£220,636

Monthly payments (initial) £1,200 × 24 months	£28,792
Capital remaining	£191,844
True cost	£220,636

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.26%

Fixed

2 years

2 years fixed

£1,200

Interest Loan × initial rate	£877
Repayment Capital repayment	£323
Total monthly payment	£1,200

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£220,636

Monthly payments (initial) £1,200 × 24 months	£28,792
Capital remaining	£191,844
True cost	£220,636

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.14%

Fixed

2 years

2 years fixed

£1,186

Interest Loan × initial rate	£857
Repayment Capital repayment	£329
Total monthly payment	£1,186

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Lender conveyancing fee	£130
Arrangement fee	£999
Total fees	£999
Cashback	−£500

£220,658

Monthly payments (initial) £1,186 × 24 months	£28,453
Capital remaining	£191,706
Arrangement fee	£999
Less cashback	£-500
True cost	£220,658

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.00%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,169

Interest Loan × initial rate	£833
Repayment Capital repayment	£336
Total monthly payment	£1,169

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£220,701

Monthly payments (initial) £1,169 × 24 months	£28,060
Capital remaining	£191,541
Arrangement fee	£999
Valuation fee	£100
True cost	£220,701

Excludes broker fees, legal fees and early repayment charges.

Halifax

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.00%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,169

Interest Loan × initial rate	£833
Repayment Capital repayment	£336
Total monthly payment	£1,169

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,099

Fee	Amount
Arrangement fee	£999
Valuation fee	£100
Total fees	£1,099

£220,701

Monthly payments (initial) £1,169 × 24 months	£28,060
Capital remaining	£191,541
Arrangement fee	£999
Valuation fee	£100
True cost	£220,701

Excludes broker fees, legal fees and early repayment charges.

Coventry Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.29%

Fixed

29 months

Initial term	29 months
Fixed until	28 Feb 2029

£1,203

Interest Loan × initial rate	£882
Repayment Capital repayment	£322
Total monthly payment	£1,203

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£133

Fee	Amount
Telegraphic transfer fee	£8
Total fees	£133

£220,764

Monthly payments (initial) £1,203 × 24 months	£28,877
Capital remaining	£191,879
Telegraphic transfer fee	£8
Other	£125
True cost	£220,764

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.43%

Fixed

2 years

2 years fixed

£1,220

Interest Loan × initial rate	£905
Repayment Capital repayment	£315
Total monthly payment	£1,220

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0
Cashback	−£500

£220,813

Monthly payments (initial) £1,220 × 24 months	£29,276
Capital remaining	£192,038
Less cashback	£-500
True cost	£220,813

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.31%

Fixed

2 years

2 years fixed

£1,206

Interest Loan × initial rate	£885
Repayment Capital repayment	£321
Total monthly payment	£1,206

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£0

Fee	Amount
Lender conveyancing fee	£130
Total fees	£0

£220,835

Monthly payments (initial) £1,206 × 24 months	£28,934
Capital remaining	£191,901
True cost	£220,835

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

Includes £500 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

2 years

2 years fixed

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Lender conveyancing fee	£130
Arrangement fee	£999
Total fees	£999
Cashback	−£500

£220,857

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Arrangement fee	£999
Less cashback	£-500
True cost	£220,857

Excludes broker fees, legal fees and early repayment charges.

Virgin Money

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.31%

Fixed

27 months

Initial term	27 months
Fixed until	1 Dec 2028

£1,206

Interest Loan × initial rate	£885
Repayment Capital repayment	£321
Total monthly payment	£1,206

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£124

Fee	Amount
Telegraphic transfer fee	£25
Lender conveyancing fee	£150
Total fees	£124

£220,860

Monthly payments (initial) £1,206 × 24 months	£28,934
Capital remaining	£191,901
Telegraphic transfer fee	£25
Redemption admin fee	£99
True cost	£220,860

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.08%

Fixed

2 years

2 years fixed

£1,179

Interest Loan × initial rate	£847
Repayment Capital repayment	£332
Total monthly payment	£1,179

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Lender conveyancing fee	£130
Arrangement fee	£999
Total fees	£999

£220,919

Monthly payments (initial) £1,179 × 24 months	£28,284
Capital remaining	£191,635
Arrangement fee	£999
True cost	£220,919

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.08%

Fixed

2 years

2 years fixed

£1,179

Interest Loan × initial rate	£847
Repayment Capital repayment	£332
Total monthly payment	£1,179

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£130
Total fees	£999

£220,919

Monthly payments (initial) £1,179 × 24 months	£28,284
Capital remaining	£191,635
Arrangement fee	£999
True cost	£220,919

Excludes broker fees, legal fees and early repayment charges.

Scottish Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.34%

Fixed

2 years

2 years fixed

£1,209

Interest Loan × initial rate	£890
Repayment Capital repayment	£319
Total monthly payment	£1,209

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Redemption admin fee	£50
Title deeds admin fee	£50
Total fees	£100

£220,955

Monthly payments (initial) £1,209 × 24 months	£29,019
Capital remaining	£191,936
True cost	£220,955

Excludes broker fees, legal fees and early repayment charges.

Scottish Building Society

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.34%

Fixed

2 years

2 years fixed

£1,209

Interest Loan × initial rate	£890
Repayment Capital repayment	£319
Total monthly payment	£1,209

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£100

Fee	Amount
Title deeds admin fee	£50
Redemption admin fee	£50
Total fees	£100

£220,955

Monthly payments (initial) £1,209 × 24 months	£29,019
Capital remaining	£191,936
True cost	£220,955

Excludes broker fees, legal fees and early repayment charges.

Bank Of Ireland

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.34%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,209

Interest Loan × initial rate	£890
Repayment Capital repayment	£319
Total monthly payment	£1,209

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£210

Fee	Amount
Telegraphic transfer fee	£15
Application fee	£195
Total fees	£210

£220,970

Monthly payments (initial) £1,209 × 24 months	£29,019
Capital remaining	£191,936
Telegraphic transfer fee	£15
True cost	£220,970

Excludes broker fees, legal fees and early repayment charges.

Barclays Bank

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.35%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,210

Interest Loan × initial rate	£892
Repayment Capital repayment	£319
Total monthly payment	£1,210

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£115

Fee	Amount
Telegraphic transfer fee	£35
Lender conveyancing fee	£126
Redemption admin fee	£80
Total fees	£115

£221,030

Monthly payments (initial) £1,210 × 24 months	£29,048
Capital remaining	£191,947
Telegraphic transfer fee	£35
True cost	£221,030

Excludes broker fees, legal fees and early repayment charges.

Progressive Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.12%

Fixed

2 years

2 years fixed

£1,183

Interest Loan × initial rate	£853
Repayment Capital repayment	£330
Total monthly payment	£1,183

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,080

Fee	Amount
Arrangement fee	£995
Lender conveyancing fee	£118
Title deeds admin fee	£85
Total fees	£1,080

£221,074

Monthly payments (initial) £1,183 × 24 months	£28,397
Capital remaining	£191,682
Arrangement fee	£995
True cost	£221,074

Excludes broker fees, legal fees and early repayment charges.

Progressive Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.12%

Fixed

2 years

2 years fixed

£1,183

Interest Loan × initial rate	£853
Repayment Capital repayment	£330
Total monthly payment	£1,183

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,080

Fee	Amount
Lender conveyancing fee	£118
Arrangement fee	£995
Title deeds admin fee	£85
Total fees	£1,080

£221,074

Monthly payments (initial) £1,183 × 24 months	£28,397
Capital remaining	£191,682
Arrangement fee	£995
True cost	£221,074

Excludes broker fees, legal fees and early repayment charges.

Progressive Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.12%

Fixed

2 years

2 years fixed

£1,183

Interest Loan × initial rate	£853
Repayment Capital repayment	£330
Total monthly payment	£1,183

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,080

Fee	Amount
Lender conveyancing fee	£118
Arrangement fee	£995
Title deeds admin fee	£85
Total fees	£1,080

£221,074

Monthly payments (initial) £1,183 × 24 months	£28,397
Capital remaining	£191,682
Arrangement fee	£995
True cost	£221,074

Excludes broker fees, legal fees and early repayment charges.

Nationwide Building Society

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.13%

Fixed

2 years

2 years fixed

£1,184

Interest Loan × initial rate	£855
Repayment Capital repayment	£329
Total monthly payment	£1,184

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£999

Fee	Amount
Lender conveyancing fee	£130
Arrangement fee	£999
Total fees	£999

£221,118

Monthly payments (initial) £1,184 × 24 months	£28,425
Capital remaining	£191,694
Arrangement fee	£999
True cost	£221,118

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.44%

Fixed

28 months

Initial term	28 months
Fixed until	31 Jan 2029

£1,221

Interest Loan × initial rate	£907
Repayment Capital repayment	£314
Total monthly payment	£1,221

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Lender conveyancing fee	£295
Telegraphic transfer fee	£17
Total fees	£17
Cashback	−£250

£221,120

Monthly payments (initial) £1,221 × 24 months	£29,304
Capital remaining	£192,049
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£221,120

Excludes broker fees, legal fees and early repayment charges.

HSBC

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.44%

Fixed

28 months

Initial term	28 months
Fixed until	31 Jan 2029

£1,221

Interest Loan × initial rate	£907
Repayment Capital repayment	£314
Total monthly payment	£1,221

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£17

Fee	Amount
Telegraphic transfer fee	£17
Lender conveyancing fee	£295
Total fees	£17
Cashback	−£250

£221,120

Monthly payments (initial) £1,221 × 24 months	£29,304
Capital remaining	£192,049
Telegraphic transfer fee	£17
Less cashback	£-250
True cost	£221,120

Excludes broker fees, legal fees and early repayment charges.

Furness Building Society

Includes £250 cashback, subject to the lender’s conditions.

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.19%

Fixed

2 years

2 years fixed

£1,191

Interest Loan × initial rate	£865
Repayment Capital repayment	£326
Total monthly payment	£1,191

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,144

Fee	Amount
Arrangement fee	£999
Lender conveyancing fee	£105
Telegraphic transfer fee	£25
Other	£120
Total fees	£1,144
Cashback	−£250

£221,132

Monthly payments (initial) £1,191 × 24 months	£28,594
Capital remaining	£191,763
Arrangement fee	£999
Telegraphic transfer fee	£25
Less cashback	£-250
True cost	£221,132

Excludes broker fees, legal fees and early repayment charges.

Barclays Bank

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.15%

Fixed

27 months

Initial term	27 months
Fixed until	31 Dec 2028

£1,187

Interest Loan × initial rate	£858
Repayment Capital repayment	£328
Total monthly payment	£1,187

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,014

Fee	Amount
Telegraphic transfer fee	£35
Lender conveyancing fee	£126
Arrangement fee	£899
Redemption admin fee	£80
Total fees	£1,014

£221,132

Monthly payments (initial) £1,187 × 24 months	£28,482
Capital remaining	£191,717
Telegraphic transfer fee	£35
Arrangement fee	£899
True cost	£221,132

Excludes broker fees, legal fees and early repayment charges.

Virgin Money

This product includes a free standard valuation.

This product has no arrangement fee.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.38%

Fixed

27 months

Initial term	27 months
Fixed until	1 Dec 2028

£1,214

Interest Loan × initial rate	£897
Repayment Capital repayment	£317
Total monthly payment	£1,214

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£124

Fee	Amount
Lender conveyancing fee	£150
Telegraphic transfer fee	£25
Total fees	£124

£221,139

Monthly payments (initial) £1,214 × 24 months	£29,133
Capital remaining	£191,981
Telegraphic transfer fee	£25
Redemption admin fee	£99
True cost	£221,139

Excludes broker fees, legal fees and early repayment charges.

Virgin Money

This product includes a free standard valuation.

The lender indicates this mortgage can be transferred to another property.

The lender indicates that overpayments are allowed, subject to its product conditions.

Early repayment charges apply. Review the product details before proceeding.

5.13%

Fixed

27 months

Initial term	27 months
Fixed until	1 Dec 2028

£1,184

Interest Loan × initial rate	£855
Repayment Capital repayment	£329
Total monthly payment	£1,184

Indicative first-month split based on the initial rate. The interest portion decreases over time as capital is repaid. Excludes fees, insurance and rate changes after the initial period.

£1,123

Fee	Amount
Lender conveyancing fee	£150
Arrangement fee	£999
Telegraphic transfer fee	£25
Total fees	£1,123

£221,143

Monthly payments (initial) £1,184 × 24 months	£28,425
Capital remaining	£191,694
Arrangement fee	£999
Telegraphic transfer fee	£25
Redemption admin fee	£99
True cost	£221,143

Excludes broker fees, legal fees and early repayment charges.

Halifax

27mo fixed

5.17%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,189
True cost: £220,378
Initial term: 27 months
Total fees: £100
Max LTV: 80.0%

Halifax

27mo fixed

5.17%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,189
True cost: £220,378
Initial term: 27 months
Total fees: £100
Max LTV: 80.0%

Furness Building Society

2yr fixed

5.24%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,197
True cost: £220,581
Initial term: 2 years
Total fees: £1,144
Max LTV: 90.0%

Nationwide Building Society

2yr fixed

5.38%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,214
True cost: £220,614
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.26%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,200
True cost: £220,636
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.26%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,200
True cost: £220,636
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.14%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,186
True cost: £220,658
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Halifax

27mo fixed

5.00%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,169
True cost: £220,701
Initial term: 27 months
Total fees: £1,099
Max LTV: 80.0%

Halifax

27mo fixed

5.00%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,169
True cost: £220,701
Initial term: 27 months
Total fees: £1,099
Max LTV: 80.0%

Coventry Building Society

29mo fixed

5.29%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,203
True cost: £220,764
Initial term: 29 months
Total fees: £133
Max LTV: 85.0%

Nationwide Building Society

2yr fixed

5.43%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,220
True cost: £220,813
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.31%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,206
True cost: £220,835
Initial term: 2 years
Total fees: £0
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.19%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £220,857
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Virgin Money

27mo fixed

5.31%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,206
True cost: £220,860
Initial term: 27 months
Total fees: £124
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.08%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,179
True cost: £220,919
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Nationwide Building Society

2yr fixed

5.08%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,179
True cost: £220,919
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

Scottish Building Society

2yr fixed

5.34%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,209
True cost: £220,955
Initial term: 2 years
Total fees: £100
Max LTV: 80.0%

Scottish Building Society

2yr fixed

5.34%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,209
True cost: £220,955
Initial term: 2 years
Total fees: £100
Max LTV: 80.0%

Bank Of Ireland

27mo fixed

5.34%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,209
True cost: £220,970
Initial term: 27 months
Total fees: £210
Max LTV: 90.0%

Barclays Bank

27mo fixed

5.35%

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,210
True cost: £221,030
Initial term: 27 months
Total fees: £115
Max LTV: 80.0%

Progressive Building Society

2yr fixed

5.12%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,183
True cost: £221,074
Initial term: 2 years
Total fees: £1,080
Max LTV: 80.0%

Progressive Building Society

2yr fixed

5.12%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,183
True cost: £221,074
Initial term: 2 years
Total fees: £1,080
Max LTV: 85.0%

Progressive Building Society

2yr fixed

5.12%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,183
True cost: £221,074
Initial term: 2 years
Total fees: £1,080
Max LTV: 90.0%

Nationwide Building Society

2yr fixed

5.13%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,184
True cost: £221,118
Initial term: 2 years
Total fees: £999
Max LTV: 80.0%

HSBC

28mo fixed

5.44%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,221
True cost: £221,120
Initial term: 28 months
Total fees: £17
Max LTV: 80.0%

HSBC

28mo fixed

5.44%

Cashback

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,221
True cost: £221,120
Initial term: 28 months
Total fees: £17
Max LTV: 85.0%

Furness Building Society

2yr fixed

5.19%

Cashback

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,191
True cost: £221,132
Initial term: 2 years
Total fees: £1,144
Max LTV: 90.0%

Barclays Bank

27mo fixed

5.15%

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,187
True cost: £221,132
Initial term: 27 months
Total fees: £1,014
Max LTV: 80.0%

Virgin Money

27mo fixed

5.38%

Free valuation

No arrangement fee

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,214
True cost: £221,139
Initial term: 27 months
Total fees: £124
Max LTV: 85.0%

Virgin Money

27mo fixed

5.13%

Free valuation

Portable

Overpayments allowed

ERC applies

Monthly payment: £1,184
True cost: £221,143
Initial term: 27 months
Total fees: £1,123
Max LTV: 80.0%

Get in touch

We are your online mortgage broker, offering you the convenience of applying for a mortgage online. However, we understand that sometimes you may prefer to speak with a human - phone, email or in person.

Phone number: 01133 205 902
Email: [email protected]
Postal address: 31 Bradford Chamber Business Park,
New Lane, Bradford, BD4 8BX

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FCA Authorised

We are authorised and regulated by the Financial Conduct Authority (No. 919921). The Financial Conduct Authority does not regulate most Buy to Let mortgages.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our initial consultation is free. If you choose to proceed, we’ll explain any broker fees upfront before you commit.

British Company

Cyborg Finance Limited is registered in England and Wales (No. 12131863) at Bradford Chamber, New Lane, Bradford, BD4 8BX.